SVAAII Main Event with Marcelo Espiritu September 13, Saturday, Starting at 9:00 AM PT (on the second Saturday and Zoom only)

  • TOPIC - 2025 Medicare Explained Marcelo Espiritu provides a comprehensive overview of all things Medicare. Medicare can be confusing and complicated. There is Part A & B of original Medicare, and supplemental Medigap insurance plans. There is Part D, the prescription drug insurance plan. There is Part C of Medicare, called Medicare Advantage, which typically combines Parts A, B and D into one plan. There is the enrollment process, as well as a myriad of rights and rules. HICAP can help current and prospective beneficiaries as well as concerned relatives and caregivers unravel the nuances of Medicare insurance choices even as it relates to COBRA coverage.
  • ATTEND THIS MEETING TO LEARN: 1. About what Medicare is, its benefits and costs
  • 2. About required and optional parts of Medicare insurance, including prescription drug and supplemental insurance coverage
  • 3. What your options are and when you can make changes to your Medicare elections
  • SPEAKER’S BIOGRAPHY:
  • Marcelo Espiritu is director of the Health Insurance Counseling & Advocacy Program (HICAP) by Sourcewise. HICAP is a state-sponsored, volunteer-supported program that provides counseling to people with Medicare about their benefits, rights and options, and other health insurance-related questions. Espiritu received state certification for Medicare HICAP counseling in 2010. Since then, he has been an advocate for the elderly and individuals with disabilities who struggle with the complexity of Medicare and the myriad of options and decisions they face. As the HICAP director, Espiritu supervises various HICAP counseling sites countywide. He is also responsible for recruiting and supervising HICAP volunteers, overseeing their counseling, outreach and community education activities.